Comprehensive review of client portfolio, structure and funding of benefits

Far too often, benefit plans are established and then never reviewed. The industry standard practice is for a broker to quote and recommend the same plan design year after year. This approach only works if the current plan is the right fit and design. The reality exists that prevailing economic conditions, benefit claiming patterns, employee retention, competitive pressure and the labour market are all correlating factors to consider when evaluating benefits. Our approach dispels the “cookie cutter” design concept and helps clients truly design a plan that fits with their needs today yet is flexible enough to build the foundation for their business plan in the future.